How to Ask Sugar Daddy for Money: Best Tips and Examples

I know a lot of newbie sugar babies, and they use different words for that. Some say it’s uncomfortable, some say it’s awkward, some say they are afraid to be rude, and so on. “That” is the moment when you start discussing allowance.

Here, we’ll talk about when to discuss it, how to discuss it, what to mention, what strategies work best, and what phrases to use. Basically, you can simply scroll down to the “Top Phrases” paragraph and just copy them, they’ll work in 95% of cases. Or, read the guide first—it’ll help you understand why sugar babies feel awkward when they ask for money and how not to feel uncomfortable.

How to Tell a Sugar Daddy What You Want from Him

First, remember: if you need it, you can ask for it. He can decline it, but you can ask for everything reasonable because you’re a sugar baby, and that’s how sugar relationships work.

Now, what is “reasonable” in this context? Because that’s where that awkwardness is rooted—a lot of inexperienced sugar babies think they can’t ask for nice things because it would be too much.

No, it’s not too much.

The main idea is to be natural, confident, and direct when asking for things. To be natural, confident, and direct, you need to understand that you’re worth it and that what you give your sugar daddy is worth it.

In the beginning, maybe even before the meet&greet, a sugar daddy will ask you about the kind of arrangement you want, and when he asks what type of arrangement you want, it’s not about money. Usually, it means, “Are you open to having sex, kissing, and so on.” So the answer to this question is… It’s up to you, of course.

If you’re ok with getting intimate, say it—it’s totally ok, that’s what most sugar daddies expect. If you’re not ok with that, say it—platonic sugar daddies are very few, but they exist, and maybe you’re lucky enough to find a guy who would pay you for photos, videos, or dates. This question is also about what else you can offer—I mean, are you open to dates or just sex? What about being an arm candy sometimes—a beautiful woman taken to a social event to impress others?

So, here’s the thing: to answer this question, you have to be honest with yourself, to understand your boundaries and limits, and to keep the balance. When I say “balance,” I mean the balance between what you give and what you get—if you’re only open for texting and photos with no intimacy and no real dates, the chances of getting a good allowance are pretty low, to be fair.

Now, the allowance.

All this previous part was to show you that your allowance depends on many factors, and one of the main ones is how much you can offer. There are no salary sheets and no clear classification for sugar babies; there are no Junior, Middle, or Senior Sugar Babies, and after all, your allowance depends on you. You are a sugar baby, and you can ask anything. If you want something that sounds reasonable to you, just ask him. The worst he can say is “no,” right? Just don’t be scared to talk about it.

Top 3 Tips from Real Sugar Babies

Ask him like you ask your boyfriend, be natural, and don’t be afraid. You’re a sugar baby, that’s the point of your relationships.
Read the air, that’s what the Japanese call it when someone is perceptive of the mood in the room and the emotions of other people. Yeah, they say sugar relationships are all about straightforward communication, but it’s never 100% direct, let’s be honest. So you’ll have to understand how your daddy feels about giving you money and stuff. Some daddies are excited when they bring you a new Cartier bracelet, while others are annoyed when asked for extras. I mean the latter category, they are not necessarily salt daddies or Splenda daddies—they might give you 8k as a monthly allowance, but they just don’t like being asked for additional money.
But don’t dance around them. Bring the topic up naturally but directly, that’s the whole point. They don’t like playing these games, well, at least none of the sugar daddies I know do. It’s the opposite, actually—they appreciate it when a sugar baby is not afraid to talk about her needs.

Top 3 Phrases to Use

“Daddy, can I use the credit card to get X?”
“Would you mind getting me X? I don’t have a nice X”
“Honey, I need to have that X because I want to look my best for you on the next date”

How to Ask Your Sugar Daddy for Money or an Allowance?

Ask directly, ask naturally, and don’t be afraid. The rules are simple, actually. It’s the details that can make the difference.

Sometimes, daddies prefer to discuss allowance in advance, even before the first M&G, and sometimes, they prefer to feel if there’s a spark and if there’s chemistry to understand how much they’re ready to pay. If your daddy is going to discuss the allowance after the date, you must look your best and leave a good, lasting impression because that’s exactly when your daddy will decide on the allowance.

If you discuss the allowance online, tell him exactly the number you want. Let’s say you want $6,000 a month, for example. Do not start with $2,000, start high—yeah, you’ll scare away Splenda daddies, but those who can afford it will stay. This strategy is kinda controversial, but I’ve seen it working for some sugar babies. So, why not try?

Oh, and be careful—some websites like Seeking can ban you if you are discussing the payments, and you surely don’t want to lose your account, right? Read the Terms and Conditions page before choosing your approach on this.

Other options are possible, too. I know a story about a girl who has never discussed numbers with her sugar daddy, he just paid her after the date. She said it was perfectly natural and not transactional at all, but it’s a rare situation, of course.

Remember that before discussing the allowance you should discuss other things—frequency of dates, time, overnight, intimacy, boundaries, and so on. When you agree on this information, it will be much easier to agree on money. And if you don’t agree on something, you both will save time.

Often, it’s actually sugar daddies who bring up the topic. If he does, you just type the number in your smartphone notes and show the screen, for example. It’s tasteful, and you’ll leave no trace, you know, just to be safe.

Oh, and of course, you must discuss the allowance before intimacy. There are lots of men who act like sugar daddies, but what they do is actually called pump and dump—they just do their thing and leave without giving you anything, and that’s surely not what you need.

Tips from Real Sugar Babies Who Know How It Works

Don’t sound desperate. I mean, we all know that life can be a bumpy road, but if you sound desperate, you’ll never get as much as you truly deserve. Remember that you’re not going there as a beggar, you’re going there as a boujee beggar, as Codenamechanel once said.
Cash may be awkward. Cash makes everything look even more transactional than it is, and that will lead to unnecessary associations. I prefer CashApp, but there are other options, too. I even know a 19-year-old baby who only accepts cryptocurrency in the Telegram app or whatever it’s called.
Do not send them money. Yeah, it’s obvious, but you would be surprised if you knew how many sugar babies fall for that every day—fake sugar daddies say they need some quick $50, and then they just disappear.

Top 7 Phrases to Use

Be direct. Ask him something like, “How often would you like to meet? If we meet that often, what’s your budget for PPM?”
If you feel awkward about bringing up money, say, “I’m very new to this and would prefer if you’d offer me a level of support first,” and let him make a move.
You’ve probably already discussed the arrangement, and he mentioned his preferences, right? Tell him something like, “I’ve thought a lot about the arrangement, and this is the allowance I want, and we can start that before we are intimate. Thank you!” or “I’m new to this and would really prefer that you tell me what you’re offering for PPM; I don’t feel comfortable naming a number.”
Some sugar babies write messages like “So, what is your price to see me?” and it works, too!
The direct approach always works great, seriously. You can send something like, “I’m so looking forward to our date tomorrow. Can we discuss my allowance now so it’s not awkward later?”
If he offers less than you expected, you can tell him about it. “Well, I’d be more comfortable with $XXX, does that work for you?”
Phrases like “I’m looking for X per date. I have to pay for my (whatever) each month, and it’s hard.” can work, too. Honesty is a good strategy.
If you discuss allowance on your M&G, he’ll probably ask you what you’re looking for in terms of compensation—just tell him how much you expect directly then!

Bottom Line

You see, it’s all about how much you give, so in many cases, it’s not really “how do I ask for more”, it’s “how do I deserve more.” It’s simple: the better sugar baby you become, the more you can ask for. The phrases don’t even matter—if you feel like you’re worth the money, you’ll ask for it naturally, and you’ll definitely get what you need.